A Mortgage That Gets You

Credit scores are determined by a variety of factors and are measured slightly differently by different credit reference agencies. You’ll know you’re in the “great credit” ballpark by looking at your payment history (timely payments are essential), credit utilisation (keeping balances low relative to your limits), length of credit history, types of credit accounts you have, and how often you’ve applied for credit. Generally, a good score means you’ve demonstrated strong financial management, while a great score indicates excellent credit habits. If you’re still not sure, we can help with a free credit check.

We’re a personalised service specialising in finding you specific offers for your great credit score, quickly and efficiently. With access to 75+ lenders and 10,000 products, we tailor options to your needs and goals—not the most advertised deals. Our expert guidance ensures every recommendation aligns with your financial priorities. If you like companies where you can pick up the phone and deal with a real person this is the mortgage broker for you.

Banks, building societies, and other lenders don’t always provide accurate or up-to-date information on comparison sites. You might find deals that no longer exist or aren’t actually available to you for reasons not shown online. Your personal advisor can explain why they’ve recommended one lender over another. If you’re set on choosing the absolute lowest rate, even if it’s a complex process or additional fees, they can advise you of any risks but ultimately respect your decision.

No, our service is completely free for you! We receive our commission from the lender. For complex mortgages, a fee may apply for our advice and arrangement services, which we’ll discuss and agree with you upfront. The typical fee is £293, capped at 1% of the mortgage amount.

We start with a quick, 2-minute chat to understand your needs. With our knowledge of lenders and lending criteria, we'll promptly present your options. We handle everything from the initial application and underwriting to loan completion and ongoing support to streamline the process. We take care of it all and keep you informed every step of the way so whatever your result, we can optimise for your timeline.

A stellar financial situation will really speak for itself, but there’s always wiggle room, right? Our access to a broad range of lenders and in-depth market insights means we can negotiate exclusive rates and terms for you.

A mortgage strategy helps you make the most of market changes and align with your evolving goals. A long-term broker relationship means you’ll have someone who understands your financial picture and can access favourable deals over time.

Check Your Mortgage Options is the marketing partner for The Mortgage Genie (TMG). After speaking with many brokers, we choose TMG for their impressive knowledge, expertise, efficiency, and friendly customer service. We handle the marketing for mortgage experts, while brokers like The Mortgage Genie focus on what they do best - helping you find outstanding mortgages.

We keep it simple. Basic contact details and mortgage info will help Check Your Mortgage Options get you in touch with The Mortgage Genie. The Mortgage Genie will then take your preferences into real options and guide you through the application process, managing the paperwork and lender requirements.

Your privacy is extremely important to us. We do not and will not sell your data to anyone, ever. Our partnership with The Mortgage Genie is purely about marketing, not selling your personal information.